Everyone hates the banks, but we have no alternative but to use them.
人人都讨厌银行,但是我们没有选择,只能继续同银行打交道。
Most of us fail in our efforts at self-improvement because our schemes are too ambitious and we never have time to carry them out.
我们大多数人想自我完善却遭到失败,这是因为我们的规划过于宏大,而又根本没有时间去实施。